Good afternoon. I would like to point out that if you are a young driver or you do not have a good driving experience, you will usually pay more for a Geico auto insurance policy. Your bad credit history can also boost your geico rates (unless you live in California, Hawaii, Massachusetts, Michigan, or Washington DC). You can see from my review that compared to other leading providers, Geico usually offers more discounts on auto insurance, including special discounts for military and federal employees.