I have not yet had to receive such payments. And that's probably a good thing. I'd rather pay for air, but I'm safe, my car is safe, and everything is fine. It would be worse to get into some situation that would require such payments. 

I've never gotten it either, I just haven't been in that situation. But like any driver I am interested in the question "how to get cheap car insurance". I have long used websites that allow me to compare the conditions of several companies before re-insuring. To do this, I just need to enter my information and the details of the car. It's very easy, give it a try. 

Hi, I want to insure my new home. Can you recommend proven companies?