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“Banking secrecy has its roots in Calvinism”
 Calvin's influence spread well beyond Geneva RDB
Today's Switzerland - and its cherished bank secrecy - still reflect the influence of church reformer Jean Calvin, an economic think tank director tells swissinfo.
This content was published onApril 26, 2009 - 10:21
6 minutes
Xavier Comtesse, who heads the western Swiss branch of Avenir Suisse, says Calvin stood for morality in the granting of credit, but also for protection of the personal sphere.
This year marks the 500th birthday of the religious reformer whose ideas shaped the Protestant Church. In his honour Protestant denominations have designated 2009 Calvin Year.
Calvin, who spent much of his time working in Geneva, not only influenced democracy in Switzerland but modern-day thinking on both moral and financial matters, Comtesse believes.
swissinfo: What is the basis of Calvin’s Protestantism?
Xavier Comtesse: It is based on the Bible written in the language of the people, on the separation of church and state, and on the understanding that the grassroots faithful – who fund the community – choose their own priests.
This Calvinist form of institutional organisation has also over time had an influence on non-religious areas of the Swiss mentality. All state institutions remain separate from religious ones, and bottom up participation in political decisions continues from communal to national level.
Both lead to an emancipation of the people, an ’empowerment’, as we say today.
swissinfo: What would Switzerland look like today without Calvin?
X.C.: I don’t think we’d have direct democracy without this popular emancipation that was spurred on by Calvin. We would probably be a republic [with an elected president], like our neighbours. Of course when talking about German-speaking Switzerland we should mention [Zurich reformer Huldrych] Zwingli just as much as Calvin.
This communication from community organisations up to the highest state level is typical for us Swiss.
swissinfo: To what extent was Geneva more significant than Zurich?
X.C.: In those days French-speaking Switzerland did not exist. Geneva was the place to be – across the whole country. Basel was worth considering, but Zurich wasn’t. Neither was Bern nor Lausanne.
That is also why Calvin is rated so much more important internationally than Zwingli. Even in the post-Napoleonic period Zurich was smaller than Geneva both in the number of inhabitants and economically.
swissinfo: How did Calvin stamp the mark of the Reformation and the image of Switzerland on the world?
X.C.: I know most about his influence on the United States. There Calvinism is very pronounced with around 15 million Calvinists – called Presbyterians in Anglo-Saxon countries.
There are also communities in Scotland and South Korea. Worldwide there are said to be around 50 million Presbyterians. But there are very few of them in Switzerland.
swissinfo: What was Calvin’s influence on the economy and banking?
X.C.: As a reaction to the papal selling of indulgences as a mean of raising money for Rome, Calvin was one of the first church leaders to permit the granting of loans with interest – albeit tied to high moral standards.
That forged a link with the present: extortionate interest didn’t come into question, therefore the loans had to be cheap. As in religion and politics, the thinking behind this banking was to protect the citizen through high moral standards.
Also considered worth protecting by Protestantism was the personal sphere. Add this to being able to bank and you get banking secrecy.
swissinfo: Historically banking secrecy was meant to protect citizens from state interference.
X.C.: Exactly. And that’s why there are many misunderstandings concerning the term. The description ‘banking secrecy’ is actually incorrect – ‘protection of the private sphere by the bank’ would be more appropriate.
Such legal protection is not unique to Switzerland. In France for example a wife has no right to any information about her husband’s bank account – French legal law considers that his private sphere.
We Swiss simply go one step further. We protect against any state despotism. This way of thinking has historical roots in Protestantism, which in Calvin’s time sought to protect the people against the despotism of the powerful Catholic Church.
swissinfo: What remains from these Calvinist ethics today – bearing in mind the drama playing out in the world of banking and finance?
X.C.: At the moment we’re in a moral crisis. As a result we’ll soon have to grapple more with social responsibility.
That will be a form of secular Calvinism with new, still moral, but no longer religious characteristics. Regarding quality for example – new ISO standards in the area of quality attempt to rectify deficits in the area of responsibility.
The International Organization for Standardization (ISO) is based in Geneva – like many other international institutions. This is also part of Calvin’s legacy.
Another ‘Geneva’ institution is the World Wide Web – invented at Cern. This also works ‘Calvinistically’ insofar as it enables direct access to information to the population, or rather the user.
Until now, powerful intermediaries were needed for this access. The internet has reformed access to the markets – similar to Calvin’s reformation of direct access to God.
swissinfo-interview: Alexander Künzle
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Tim Berners-Lee, a British scientist, invented the World Wide Web (WWW) in 1989, while working at CERN. The web was originally conceived and developed to meet the demand for automated information-sharing between scientists in universities and institutes around the world.
 Screenshot of the recreated page of the first website (Image: CERN)
The first website at CERN – and in the world – was dedicated to the World Wide Web project itself and was hosted on Berners-Lee's NeXT computer. In 2013, CERN launched a project to restore this first ever website: info.cern.ch.
On 30 April 1993, CERN put the World Wide Web software in the public domain. Later, CERN made a release available with an open licence, a more sure way to maximise its dissemination. These actions allowed the web to flourish.
https://home.cern/science/computing/birth-web |
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Temple de la Madeleine Church - Geneva, Switzerland
Temple de la Madeleine Church - Geneva, Switzerland
Madeleine Church, Geneva, Switzerland. The Temple de la Madeleine Madeleine Church is located in the foot of the Old Town of Geneva, Switzerland
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Was Steve Jobs actually Satoshi Nakamoto the creator of Bitcoin? ????
Satoshi Nakamoto is the anonymous creator of the revolutionary system known as $Bitcoin (BTC.CC.CC)$. It provided a trustless, decentralized way to transact value across the internet, eliminating the need for an intermediary. Through this innovation, Satoshi Nakamoto paved the way for countless future blockchain applications.
Third-Party arts, logos and marks are registered trademarks of their respective owners.
The real identity of Satoshi Nakamoto has never been revealed and the likelihood of Steve Jobs, Founder of $Apple (AAPL.US)$, being Satoshi Nakamoto rest in the speculation that his death properly aligned with the disappearance of Satoshi Nakamoto on the internet. In truth, the identity of the creator remains unknown, so it is simply a theory that Steve Jobs was the person behind it all.
Third-Party arts, logos and marks are registered trademarks of their respective owners.
Many experts believe Satoshi Nakamoto was a group of individuals given the complexity of the code and the fact that the code was written over the course of several years — starting in 2007. The network was launched in 2009 and the white paper found on MacOS, "Bitcoin: A Peer-to-Peer Electronic Cash System", was first published in 2008 to describe the fundamentals of the system:
Third-Party arts, logos and marks are registered trademarks of their respective owners.
The true developer of Bitcoin has never been officially revealed leaving HIS -or- HER identity to great speculation.
https://www.moomoo.com/community/feed/110163576946693
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Bitcoin Lecture at CERN, December 2 and 3
wo-parts lecture on Introduction to Cryptography and the Bitcoin Protocol will be given at CERN, in Geneva (Switzerland), on December 2 (Part 1) and December 3 (Part 2), from 11am to noon on both days. CERN, one of the most prestigious research laboratories in the world, is also the birthplace of the World Wide Web and the modern Internet, which gives this event a special symbolic significance.
The lectures are part of the CERN Academic Training Lectures program, open to all members of CERN personnel (in particular staff members and fellows, associates, students, users, project associates and apprentices) free of charge. The lectures are not officially open to the public, but many people in Geneva have friends or acquaintances at CERN, so getting an invitation to enter the CERN campus shouldn’t be too much of a problem for those who really want to attend the lectures.
Introduction to Cryptography and the Bitcoin Protocol
Cryptography is a key element of many Internet protocols – used for ensuring privacy, integrity, and security. Topics to be covered will include symmetric encryption, asymmetric encryption (public/private keys), digital signing and cryptographic hashing. These topics will serve as background information for the lecture on an Introduction to Bitcoin. The Bitcoin protocol not only supports an electronic currency, but also has the possibility for being (mis)used in other ways. Topics will include the basic operation of how Bitcoin operates including motivations and also such things as block chaining, bitcoin mining, and how financial transactions operate. A knowledge of the topics covered in the Basic Cryptography lecture will be assumed.
The lecturer is Bob Cowles, a Cyber Security Expert at BrightLite Information Security. Cowles was Chief Information Security Officer at SLAC, another prestigious research laboratory, for fifteen years until 2012.
What do you think of this high-profile Bitcoin event at the birthplace of the Web? Comment below!
Images from CERN and Wikimedia Commons.
https://www.ccn.com/bitcoin-lecture-cern-december-2-3/
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Aunque Ginebra se menciona en escritos de Julio César en latín como Genava (Génava), durante la Guerra de las Galias, el nombre en sí mismo es de origen céltico. Este también ha sido transformado por otras culturas. Por ejemplo, Ginebra es llamada Geneva en inglés y arpitano. |
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Albert Einstein
Albert Einstein ( EYEN-styne;[5] German: [ˈalbɛɐt ˈʔaɪnʃtaɪn] ⓘ; 14 March 1879 – 18 April 1955) was a German-born theoretical physicist who is widely held as one of the most influential scientists. Best known for developing the theory of relativity, Einstein also made important contributions to quantum mechanics.[1][6] His mass–energy equivalence formula E = mc2, which arises from special relativity, has been called "the world's most famous equation".[7] He received the 1921 Nobel Prize in Physics "for his services to theoretical physics, and especially for his discovery of the law of the photoelectric effect",[8] a pivotal step in the development of quantum theory.
Born in the German Empire, Einstein moved to Switzerland in 1895, forsaking his German citizenship (as a subject of the Kingdom of Württemberg)[note 1] the following year. In 1897, at the age of seventeen, he enrolled in the mathematics and physics teaching diploma program at the Swiss federal polytechnic school in Zürich, graduating in 1900. In 1901, he acquired Swiss citizenship, which he kept for the rest of his life. In 1903, he secured a permanent position at the Swiss Patent Office in Bern. In 1905, he submitted a successful PhD dissertation to the University of Zurich. In 1914, he moved to Berlin in order to join the Prussian Academy of Sciences and the Humboldt University of Berlin. In 1917, he became director of the Kaiser Wilhelm Institute for Physics; he also became a German citizen again, this time as a subject of the Kingdom of Prussia.[note 1] In 1933, while Einstein was visiting the United States, Adolf Hitler came to power in Germany. Horrified by the Nazi war of extermination against his fellow Jews,[9] Einstein decided to remain in the US, and was granted American citizenship in 1940.[10] On the eve of World War II, he endorsed a letter to President Franklin D. Roosevelt alerting him to the potential German nuclear weapons program and recommended that the US begin similar research. Einstein supported the Allies but generally viewed the idea of nuclear weapons with great dismay.[11]
Einstein's work is also known for its influence on the philosophy of science.[12][13] In 1905, he published four groundbreaking papers, sometimes described as his annus mirabilis (miracle year). These papers outlined a theory of the photoelectric effect, explained Brownian motion, introduced his special theory of relativity—a theory which addressed the inability of classical mechanics to account satisfactorily for the behavior of the electromagnetic field—and demonstrated that if the special theory is correct, mass and energy are equivalent to each other. In 1915, he proposed a general theory of relativity that extended his system of mechanics to incorporate gravitation. A cosmological paper that he published the following year laid out the implications of general relativity for the modeling of the structure and evolution of the universe as a whole.[15][16]
In the middle part of his career, Einstein made important contributions to statistical mechanics and quantum theory. Especially notable was his work on the quantum physics of radiation, in which light consists of particles, subsequently called photons. With the Indian physicist Satyendra Nath Bose, he laid the groundwork for Bose-Einstein statistics. For much of the last phase of his academic life, Einstein worked on two endeavors that proved ultimately unsuccessful. First, he advocated against quantum theory's introduction of fundamental randomness into science's picture of the world, objecting that "God does not play dice".[17] Second, he attempted to devise a unified field theory by generalizing his geometric theory of gravitation to include electromagnetism too. As a result, he became increasingly isolated from the mainstream modern physics. His intellectual achievements and originality made Einstein broadly synonymous with genius.[18] In 1999, he was named Time's Person of the Century.[19] In a 1999 poll of 130 leading physicists worldwide by the British journal Physics World, Einstein was ranked the greatest physicist of all time.[20]
Life and career
Childhood, youth and education
 Einstein in 1882, age 3
Albert Einstein was born in Ulm,[21] in the Kingdom of Württemberg in the German Empire, on 14 March 1879.[22][23] His parents, secular Ashkenazi Jews, were Hermann Einstein, a salesman and engineer, and Pauline Koch. In 1880, the family moved to Munich's borough of Ludwigsvorstadt-Isarvorstadt, where Einstein's father and his uncle Jakob founded Elektrotechnische Fabrik J. Einstein & Cie, a company that manufactured electrical equipment based on direct current.[21] He often related a formative event from his youth, when he was sick in bed and his father brought him a compass. This sparked his lifelong fascination with electromagnetism. He realized that "Something deeply hidden had to be behind things."[24]
Albert attended St. Peter‘s Catholic elementary school in Munich from the age of five. When he was eight, he was transferred to the Luitpold Gymnasium, where he received advanced primary and then secondary school education.
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